Line of credit guidelines

Business loan Guidelines

Many banking institutions routinely make loan applicants wait 90 days to learn if they’ve been approved for small business lines of credit, with some applicants reporting waits as long as six months.

With us, you will never have to wait that long for an alternative to a business loan or a merchant cash advance. Our applicants are notified of their approval within 48-72 hours. Get cash-in-hand for a working capital loan for your new business in under 48-72 hours.
Account receivable line of credit approval within 15 days

Please see guidelines and information below.
Please feel free to call me with any questions. Thank you.

GUIDELINES AND LINE OF CREDIT INFORMATION

TERMS AND INTEREST RATE
• $2,500 TO $250,000
• 6 MONTH TERM STARTS AT 8% (or 1.5% PER MO)
• 12 MONTH TERM STARTS AT 15% (or 1.5% PER MO)
• NO PRE-PAYMENT PENALTIES, ONLY PAY INTEREST FOR THE MONTHS THAT YOU USE

GUIDELINES
• TIME IN BUSINESS – 1 YEAR
• MINIMUM ANNUAL SALES - $350,000 (or $30,000 PER MONTH)
• NO MINIMUM FICO
• MUST HAVE NO MORE THAN 3 OVERDRAFTS AND NFS’S IN LAST 3 MONTHS
• MINIMUM BANK STATEMENT ENDING BALANCE $2,500 IN LAST 3 MONTHS OF BUSINESS BANK STATEMENTS

REQUIRED DOCUMENTS
• APPLICATION
• LAST 3 MONTHS OF BUSINESS BANK STATEMENTS ALL PAGES
• OWNER’S DRIVER LICENSE

FEATURES AND BENEFITS
• WE FUND MOST INDUSTRIES
• 24 TO 72 HOUR FUNDING
• FIRST, SECOND OR THIRD POSITION LINES OF CREDIT
• NO PREPAYMENT PENALTIES – ONLY PAY INTEREST FOR THE MONTHS THAT YOU USE
• NO FEES TO KEEP LINE OPEN AND NO CLOSING COSTS
• PAY ONLY ON WHAT YOU DRAW

RESTRICTED INDUSTRIES
NON-PROFIT COMPANIES, USED AUTO DEALERSHIPS, LENDERS AND FINANCIAL INSTITUTIONS, REAL ESTATE INVESTORS, CHECK CASHING, ADULT ENTERTAINMENT, FIREARMS, GAMBLING

Get up to $250,000 | Not up-front fee charges / Unsecured Loan | Fast Pre-Approval

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